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Thread: Washington State insurance commissioner bans using credit scores toset insurance rates 

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    Paddyroller's Avatar
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    Washington State insurance commissioner bans using credit scores toset insurance rates


     
    Commissioner Kreidler issued an emergency rule banning credit scoring (PDF, 296, KB) for three years.

    He asked the state Legislature to ban insurers' use of credit scores when determining how much you pay for auto, homeowners or renter insurance.
    Why, you may ask. Because niggers have really crappy credit, and it makes niggers pay more, and dat’s ‘scrimination!

    The insurance industry has already determined that one’s credit score is a legitimate Actuarial Risk Factor for determining insurance rates. What this insurance commissioner has done is to make YT pay for a nigger’s increased risk instead of the niggers paying for it.

    In any event, at least with respect to Nig York City, a cop friend of mine told me that the drivers at almost all of the traffic stops that he conducted where the vehicle comes back “uninsured” after running a plate check with DMV, are niggers.


    https://www.insurance.wa.gov/credit-scoring-ban


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    Pay your bills and your credit will be good. Why is this such a hard concept for niggers to comprehend? Having a good credit score is a reward for paying your bills on time. So now niggers are getting rewarded for being dead beats?


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    @Paddyroller - What happens to a driver in America when their car is found to be uninsured?


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    And since when do nigger car thieves insure the merchandise they rip off.


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    Does this rule actually effect niggers? As if any of them buy inshurance .


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    Originally Posted by Tired of Them View Post
    @Paddyroller - What happens to a driver in America when their car is found to be uninsured?
    I know I'm not Paddyroller but I'll attempt to answer your question. The laws vary from State to State but generally your car will be impounded until you can provide proof of insurance and you will be given a ticket/fine for failing to provide proof of insurance. This doesn't matter to niggers as the vehicles they drive are usually stolen and they never pay fines.


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    They should be charged more on that basis and because they're less calm, careful drivers.


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    Originally Posted by Fed Up View Post
    So now niggers are getting rewarded for being dead beats?
    Niggers will be rewarded and Humans will be penalised to make up for the lost revenue with higher rates.

    “Just when you think niggers can’t sink any lower, they manage to drain just a little more from the cesspool”

    Irateirishman, American Hero

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    This radio man, Dori Monson, has been talking about this for weeks. https://tunein.com/podcasts/US-News/...-Show-p225202/


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    Another form of GIBS for niggers. I'm sure that the coddlers will come up with an additional tax for ebil YT to pay to cover any lost revenue.


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    @Rip Tide - Thanks for the info.


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    Originally Posted by Rip Tide View Post
    I know I'm not Paddyroller but I'll attempt to answer your question. The laws vary from State to State but generally your car will be impounded until you can provide proof of insurance and you will be given a ticket/fine for failing to provide proof of insurance. This doesn't matter to niggers as the vehicles they drive are usually stolen and they never pay fines.
    You also get to pay a big premium for high risk insurance for a few years. Insurers aren't dummies. They know you are a bad bet.


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